WHAT IS PAYBRIGHT?

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers. By selecting PayBright as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time. Available online only.

WHAT IS PAYBRIGHT?

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers. By selecting PayBright as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time. Available online only at Suzy Shier.

WHY USE PAYBRIGHT?

No impact on credit score

Quick and convenient checkout

Easy payments

Using a Pay in 4 PayBright payment plan won’t impact your credit score. Place your order quickly and easily by choosing PayBright as your payment choice at checkout. Simply enter a few details to complete your purchase. PayBright will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.

WHY USE PAYBRIGHT?

No impact on credit score

Using a Pay in 4 PayBright payment plan won’t impact your credit score.

Quick and convenient checkout

Place your order quickly and easily by choosing PayBright as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments

PayBright will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.

HOW TO USE PAYBRIGHT

HOW TO USE PAYBRIGHT

FAQ

Are there requirements to use PayBright?
Yes. You'll need:
‱ To be the age of majority in your province
‱ To be a resident of Canada
‱ A Canadian Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
‱ An SMS-capable Canadian phone number
‱ To meet the minimum cart size required to use PayBright as a payment option at checkout.


How do I sign up?
If your basket is eligible for ’Pay in 4’ with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with PayBright and accept the terms of your payment plan.


Where can I use PayBright?
You can use PayBright on both Suzy Shier and Le Chateau websites.


Does PayBright do a credit check?
Using Pay in 4 will not affect your credit score.


How do I make my payments?
At checkout, you will set up 4 convenient, automatic pre-authorized payments that are debited/charged your Canadian Visa/Mastercard debit/credit card.


Which payment methods are accepted?
PayBright currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.


What if I can’t make a payment?
Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.


Are there late or NSF fees?
For more information on late or NSF fees, please see this FAQ article on the PayBright help site.


How do returns work if I paid using PayBright?
Purchases made using PayBright are subject to our standard return policy. Any returns will be processed by SUZY’S INC (Suzy Shier & Le Chateau), and your PayBright balance will be reduced, cancelled, or refunded accordingly. Purchases made online and returned in-store* will be refunded with store credit. If you have been refunded via store credit, you must still continue repaying your installment plan in full. For information on returns, review SUZY’S INC return policy here.


What if I need additional help with my payment plan?
For help with your payment plan or if you haven’t received your confirmation email, please contact PayBright via their website.


What if I get declined from using PayBright?
Please use an alternate payment method to complete your purchase.


Can I purchase a gift card when using PayBright?
Currently, it is not possible to use PayBright as a payment method when purchasing gift cards.


How much can I pay with PayBright?
PayBright is available for orders between $20 and $1000 CAD.


How can I obtain a French copy of my contract?
Please reach out to PayBright directly to obtain a French copy of your contract using this form.


I still have questions.
For further information, please refer to PayBright’s FAQ page.

Example of a $200 purchase with Paybright

PURCHASE AMOUNT BI-WEEKLY PAYMENT NUMBER OF PAYMENTS TOTAL INTEREST CHARGES TOTAL PROCESSING FEES TOTAL COST OF BORROWING TOTAL REPAYMENT AMOUNT CREDIT RATE
$200.00 $50.00 4 $0 $0 $0 $200.00 0%